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New York Used Car Cost Calculator

A used car priced at $20,000.00 in New York will cost you between $1,501.00 and $2,275.00 in sales tax, title, and registration fees, on top of the purchase price.

Showing an example at $20,000 — enter your own purchase price below for a number that's actually yours.

That range isn't guesswork — here is exactly what moves it:

  • Local sales tax: Depends on the county you register in. Pick your county for an exact figure.
  • Registration: This state charges by vehicle weight. Enter the weight for an exact figure.
  • County vehicle use tax: MV-202 (4/23) 'Passenger Vehicle Use Tax and Fee Chart', page 2 (https://dmv.ny.gov/forms/mv202.pdf): a two-year use tax collected at registration, layered on top of sales tax, that depends on BOTH county of residence and vehicle weight. 17 counties (e.g. Columbia, Essex, Orange, Rockland, Wayne) charge none. 35 counties (e.g. Albany, Erie, Monroe, Onondaga) charge $10/2yrs (<=3,500 lbs) or $20/2yrs (>3,500 lbs). Suffolk and Westchester charge $30/2yrs (<=3,500 lbs) or $60/2yrs (>3,500 lbs). The five New York City counties (Bronx, Kings, New York, Queens, Richmond) and Nassau charge a flat $30/2yrs regardless of weight. The state's own chart, not this tool, is the definitive lookup for your specific county.
  • MCTD supplemental registration fee: MV-202 (4/23), page 2 (https://dmv.ny.gov/forms/mv202.pdf): residents of the 12 counties in the Metropolitan Commuter Transportation District (New York, Bronx, Kings, Queens, Richmond, Dutchess, Nassau, Orange, Putnam, Rockland, Suffolk, Westchester) pay an additional flat $50 for a two-year registration on top of the base registration fee and any county use tax. The other 50 counties pay $0.
  • Dealer fee for securing registration/title: 15 NYCRR 78.19 (https://www.law.cornell.edu/regulations/new-york/15-NYCRR-78.19), effective August 18, 2021: if a dealer performs the service of filing your registration/title application with the DMV, it may charge you a fee for that service capped at $175. This is separate from (and on top of) the DMV's own title and plate fees, and does not apply if you file the paperwork yourself.

Fee breakdown

ItemAmountNote
Sales tax $1,400.00 The City of Yonkers, within Westchester County, is its own 8.875% taxing jurisdiction -- higher than the 8.375% Westchester county-wide figure a Yonkers buyer would otherwise see here.
Certificate of title fee $50.00 MV-202 (4/23), 'Additional Fees' box, page 2: Title Fee $50.00.
License plate fee $25.00 MV-202 (4/23), 'Additional Fees' box, page 2: Plate Fee $25.00, charged on an original registration (new plates). If the buyer instead transfers plates already registered to them, MV-202 lists a lower $10.00 Plate Transfer Fee instead -- this table uses the new-plate figure as the standard case for a buyer without existing NY plates.

Recalculate for your numbers

Sources

Every figure above is cited. Last checked on the date shown.